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Why Kenyan Farmers Are Turning to Agribusiness Insurance

12 June 2026

Agriculture remains one of the most exposed sectors in Kenya, subject to drought, flooding, disease outbreaks, and price volatility that no amount of good management can fully offset. For farm owners and agribusinesses, insurance is increasingly seen not as an added cost, but as a core part of managing the business.

Cover for farm structures, equipment, and livestock can be combined with broader commercial policies, such as Goods in Transit for produce moving to market, and Work Injury Benefits for farm labour. A well-structured programme means a single bad season doesn't threaten the viability of the whole operation.

If you run a farm or agribusiness and aren't sure where your current cover has gaps, our team can walk through your operation and flag the exposures worth addressing first.

Have a question? Talk to our team.

Whether you need a new policy, a second opinion on your current cover, or help with a claim, we're a call away.