Insurance Covers

Cover built around your risk, not our product list

We work with Kenya's leading underwriters across every major class of insurance, for individuals, retail, marine, and corporate clients.

Bonds

Urbanites stands as guarantor on your behalf, committing to pay an agreed sum if you don't meet a contract's terms.

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Work Injury Benefits

Protects employers against claims arising from bodily injury, disease, or death suffered by an employee in the course of their duties.

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Employer's Liability

Protects employers against common-law claims for negligence or breach of statutory duty when an employee is injured, contracts a disease, or dies in the course of employment.

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Goods in Transit (Carriers Liability)

Covers your legal liability for accidental loss of, or damage to, goods in your custody or control while in transit by road, rail, or other agreed means.

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Personal Accident

Covers bodily injury caused by violent, accidental, external, and visible means, resulting in death or disablement.

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Student Personal Accident

A tailor-made Personal Accident policy for students, covering medical expenses and compensation following an accident.

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Marine Insurance

Covers loss or damage to ships, cargo, and terminals, and any property transferred between origin and destination by sea, road, rail, air, or pipeline.

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Engineering Insurance

Comprehensive protection for contract works, plant, machinery, and equipment, from ground-breaking to handover and beyond.

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Public Liability Insurance

Covers your legal liability for bodily injury or property damage caused to third parties in connection with your business operations or premises.

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All Risks

Covers accidental loss, damage, or destruction to specified property from any cause not specifically excluded.

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Consequential Loss

Also known as Business Interruption cover, it compensates for lost profit and ongoing wages after damage to insured property disrupts your business.

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Fire and Perils Insurance

Covers loss or damage to property caused by fire, lightning, explosion, earthquake, bush fire, riot and strike, floods, and related perils.

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Domestic Package

A package of covers for private homeowners: portable items, occupiers' liability, domestic staff injury cover, and home contents.

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Medical Insurance

Flexible medical insurance for individuals, families, SMEs, and corporates, with a wide range of Inpatient and Outpatient options.

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Motor Insurance

Motor cover for private vehicles, commercial fleets, and special-purpose vehicles such as tractors, trailers, and forklifts.

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Not sure which cover you need?

Tell us about your risk and we'll recommend the right combination of policies.

Get a Quote +254 721 333 657